Western Equity Group, Inc.

Donald E. Rowell, JD, CFP®

 

WESTERN EQUITY GROUP, INC.

Wealth Management Solutions For Individuals, Families & The Small Business Owner

 
 
Achieving one's financial goals does not occur overnight. It requires planning, implementation of that plan, constant monitoring of the plan, and occasional adjustments. It is hard work. 
I have dedicated myself to assisting my clients in this long term process. Contact me today to discuss how I can assist you, your family or your business in achieving your specific financial goals. I have many years of experience and service as a trusted provider of personalized financial services to business owners, professionals, and affluent families.  
 
   
Professional Services
· Fee Based Investment Advisory Services
· Financial Planning
· Insurance Planning
· Divorce Financial Planning, including QDRO preparation services 
· Estate Planning
· Retirement Planning
· Employer Sponsored Retirement Plans  (401(k), 403(b), 457, SIMPLE, SEP Plans)
· Small Business Planning (Employee benefits, Business succession planning)   
Calculators

Required Minimum Distributions

Estimate the annual required distribution from your traditional IRA or former employer's retirement plan after you turn age 70.

Long-Term Care Self Insurance

Will you be able to afford nursing home care?

LTCI Cost of Waiting

Estimate the potential cost of waiting to purchase a long-term care insurance policy.

Disability Income Insurance

How much Disability Income Insurance do you need?

More Calculators →

Newsletters

Tax Law Keeps S Corporations Attractive

S corporations are more common than C corporations and partnerships, perhaps because they are not subject to the corporate tax. Instead, profits and losses flow directly to shareholders, who are currently taxed at lower individual income tax rates. Read why reorganizing as an S corporation may be a smart move.

Consider Your Retirement Needs, but Don't Forget Your Retirement Wants

A rule of thumb is that workers will need to replace about 80% of their pre-retirement incomes to maintain their standard of living in retirement. But they may need more than 80% to fund a lifestyle that they can truly look forward to. As people grow older, what once may have been considered luxuries can become basic needs.

Favorable Dividend and Capital Gains Tax Rates Extended—for Now

The 2010 Tax Relief Act extended the 15% maximum tax rates on qualified dividends and long-term capital gains through December 31, 2012. But without further legislation, dividends will be taxed at ordinary income tax rates and capital gains tax rates will return to 20% (23.8% for investors in the two highest tax brackets) in 2013.

Why You Want to Know How Much Your Business is Worth

An up-to-date valuation may seem like an unnecessary expense for a small business, but it could prove to be invaluable to achieving long-term goals. Knowing the current value of a business can affect how an owner might approach everything from retirement to estate conservation to a succession strategy.

More Newsletters →